You weren’t expected to get into a car crash, but when you did, you assumed that the other driver’s insurance would cover your expenses. You needed medical care and will likely have trouble working in the future because of the driver’s actions.
Initially, an agent called you and you listened carefully to what they had to say. It seemed like the insurance company was trying to get you to admit that you did something wrong, so you told them you’d call them back and said nothing else.
This is the point when you asked if you should be speaking with an attorney.
A personal injury attorney protects your rights
You’re not wrong to be concerned about the insurance company. Insurance companies have profits to protect, so they often try to do what they can to minimize the amount they’ll pay out to victims of crashes or other accidents.
A personal injury attorney is familiar with these kinds of tactics and will work on your behalf to negotiate a fair settlement or to take the insurance company to court to get a fair payout. You shouldn’t have to worry about the insurance company offering you less than your deserve or having to cover your losses yourself.
What happens if the policy isn’t good enough to cover your financial losses?
It sometimes happens that a person’s insurance policy isn’t enough to cover the damages and injuries suffered by another party. In that case, your attorney will do their best to get you the maximum they can from the insurance company and then look into ways of getting additional compensation. In some cases, you may be able to go after the driver who caused your injuries and request that they pay you out of pocket. Other times, you may have your own insurance policies that could kick in and help you get more compensation for what you’ve been through.
It’s important to take time to look into the law and the ways you can protect your rights. As a victim, you deserve to have someone fighting for you and to get the compensation you need as you recover.